floodchecker

POSTCODES IN LA3

751 postcodes checked

Some river/sea risk
Flood Zone 3
3.6% · 27
Flood Zone 2
78% · 586
Flood Zone 1
18% · 138

Rivers and the sea, Environment Agency Flood Map for Planning. Counts postcodes, not homes.

Flood risk in LA3 (Heysham)

Of the 751 postcodes in LA3 – covering Heysham and Morecambe – 27 (3.6%) have their centre in Flood Zone 3 and 586 (78%) in Flood Zone 2, on the Environment Agency’s Flood Map for Planning.

The Zone 3 share is below the England average of 5.6%, and below the Lancashire figure of 5.1%.

Most of the district is in Flood Zone 1, but the postcodes in Zones 2 and 3 tend to cluster along rivers, streams and low-lying ground – so it’s worth checking the exact postcode rather than relying on the district picture.

Flood zones only cover rivers and the sea, and ignore flood defences. Surface water from heavy rain can affect any street, including in Zone 1.

Flood zones by postcode sector

Each sector is the first part of the postcode plus the first digit after the space. LA3 3 has the highest share in Flood Zone 3 (12% of its postcodes).

Postcodes in Flood Zones 2 and 3, by postcode sector in LA3
SectorPostcodesZone 3Zone 2
LA3 12440%100%
LA3 22800%100%
LA3 322712%27%

Main rivers in Lancashire

  • River Ribble – Ribchester, Preston and the Ribble estuary

  • River Lune – Lancaster and the Lune Valley

  • River Wyre – Garstang, Poulton and Fleetwood

More on the area in our Lancashire flood risk guide.

How these figures are worked out

We took the centre point of every live postcode in LA3 from OS Code-Point Open and tested it against the Environment Agency’s Flood Map for Planning, as published in the flood-risk-zone dataset (version of 5 November 2026). A postcode counts once, whether it has one home or forty, and a postcode whose centre is just outside a zone still counts as Zone 1. Updated November 2026.

For one address, the free postcode check looks at the zones around the postcode, and the full report adds surface water, reservoirs, recorded floods and defences.

FAQ

LA3 flood questions

Parts of it are. 3.6% of postcodes in LA3 are in Flood Zone 3 and 78% in Flood Zone 2. The rest is in Flood Zone 1. Check your full postcode to see the zone around your street.

Check a LA3 postcode

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