floodchecker

POSTCODES IN FY5

1,181 postcodes checked

Higher river/sea risk
Flood Zone 3
55% · 650
Flood Zone 2
19% · 221
Flood Zone 1
26% · 310

Rivers and the sea, Environment Agency Flood Map for Planning. Counts postcodes, not homes.

Flood risk in FY5 (Thornton (Wyre))

Of the 1,181 postcodes in FY5 – covering Thornton (Wyre), Blackpool and Cleveleys – 650 (55%) have their centre in Flood Zone 3 and 221 (19%) in Flood Zone 2, on the Environment Agency’s Flood Map for Planning.

The Zone 3 share is about 10 times the England average of 5.6%, and about 11 times the Lancashire figure of 5.1%.

With 74% of postcodes in Zone 2 or 3, river or sea flooding is a consideration for many homes here. Flood zones are drawn as if there were no defences, so where walls, embankments or barriers protect the area the actual chance of flooding can be much lower – the Environment Agency’s long-term flood risk service shows risk with defences taken into account. Check the exact property before you buy or extend.

Flood zones only cover rivers and the sea, and ignore flood defences. Surface water from heavy rain can affect any street, including in Zone 1.

Flood zones by postcode sector

Each sector is the first part of the postcode plus the first digit after the space. FY5 3 has the highest share in Flood Zone 3 (78% of its postcodes).

Postcodes in Flood Zones 2 and 3, by postcode sector in FY5
SectorPostcodesZone 3Zone 2
FY5 119919%41%
FY5 228841%38%
FY5 329378%4.1%
FY5 420776%7.2%
FY5 519256%2.1%
FY5 92100%0%

Main rivers in Lancashire

  • River Ribble – Ribchester, Preston and the Ribble estuary

  • River Lune – Lancaster and the Lune Valley

  • River Wyre – Garstang, Poulton and Fleetwood

More on the area in our Lancashire flood risk guide.

How these figures are worked out

We took the centre point of every live postcode in FY5 from OS Code-Point Open and tested it against the Environment Agency’s Flood Map for Planning, as published in the flood-risk-zone dataset (version of 5 November 2026). A postcode counts once, whether it has one home or forty, and a postcode whose centre is just outside a zone still counts as Zone 1. Updated November 2026.

For one address, the free postcode check looks at the zones around the postcode, and the full report adds surface water, reservoirs, recorded floods and defences.

FAQ

FY5 flood questions

Parts of it are. 55% of postcodes in FY5 are in Flood Zone 3 and 19% in Flood Zone 2. The rest is in Flood Zone 1. Check your full postcode to see the zone around your street.

Check a FY5 postcode

Free postcode check. Full property report from £17.99.