Flood risk in W14 (Hammersmith and Fulham)
Of the 640 postcodes in W14 – covering Hammersmith and Fulham and Kensington and Chelsea – 270 (42%) have their centre in Flood Zone 3 and 115 (18%) in Flood Zone 2, on the Environment Agency’s Flood Map for Planning.
The Zone 3 share is about 7.5 times the England average of 5.6%, and below the Hammersmith and Fulham figure of 72%.
With 60% of postcodes in Zone 2 or 3, river or sea flooding is a consideration for many homes here. Flood zones are drawn as if there were no defences, so where walls, embankments or barriers protect the area the actual chance of flooding can be much lower – the Environment Agency’s long-term flood risk service shows risk with defences taken into account. Check the exact property before you buy or extend.
Flood zones only cover rivers and the sea, and ignore flood defences. Surface water from heavy rain can affect any street, including in Zone 1.
Flood zones by postcode sector
Each sector is the first part of the postcode plus the first digit after the space. W14 9 has the highest share in Flood Zone 3 (86% of its postcodes).
| Sector | Postcodes | Zone 3 | Zone 2 | Breakdown |
|---|---|---|---|---|
| W14 0 | 185 | 45% | 28% | |
| W14 4 | 21 | 0% | 100% | |
| W14 8 | 217 | 0% | 13% | |
| W14 9 | 217 | 86% | 6.9% |
Main rivers in Hammersmith and Fulham
River Thames – Tidal along Hammersmith, Fulham and Sands End
Counter's Creek – Now a culverted sewer along the borough's eastern edge
More on the area in our Hammersmith and Fulham flood risk guide.
How these figures are worked out
We took the centre point of every live postcode in W14 from OS Code-Point Open and tested it against the Environment Agency’s Flood Map for Planning, as published in the flood-risk-zone dataset (version of 5 November 2026). A postcode counts once, whether it has one home or forty, and a postcode whose centre is just outside a zone still counts as Zone 1. Updated November 2026.
For one address, the free postcode check looks at the zones around the postcode, and the full report adds surface water, reservoirs, recorded floods and defences.
