floodchecker

POSTCODES IN LU5

840 postcodes checked

Low river/sea risk
Flood Zone 3
0.5% · 4
Flood Zone 2
0.6% · 5
Flood Zone 1
99% · 831

Rivers and the sea, Environment Agency Flood Map for Planning. Counts postcodes, not homes.

Flood risk in LU5 (Houghton Regis)

Of the 840 postcodes in LU5 – covering Houghton Regis, Luton and Dunstable – 4 (0.5%) have their centre in Flood Zone 3 and 5 (0.6%) in Flood Zone 2, on the Environment Agency’s Flood Map for Planning.

The Zone 3 share is well below the England average of 5.6%, and close to the Bedfordshire figure of 0.6%.

Most of the district is in Flood Zone 1, but the postcodes in Zones 2 and 3 tend to cluster along rivers, streams and low-lying ground – so it’s worth checking the exact postcode rather than relying on the district picture.

Flood zones only cover rivers and the sea, and ignore flood defences. Surface water from heavy rain can affect any street, including in Zone 1.

Flood zones by postcode sector

Each sector is the first part of the postcode plus the first digit after the space. LU5 5 has the highest share in Flood Zone 3 (1.4% of its postcodes).

Postcodes in Flood Zones 2 and 3, by postcode sector in LU5
SectorPostcodesZone 3Zone 2
LU5 42280%0%
LU5 52821.4%1.8%
LU5 62860%0%
LU5 7440%0%

Rivers near Houghton Regis

  • River Lea – Rises in Luton

More on the area in our Bedfordshire flood risk guide.

How these figures are worked out

We took the centre point of every live postcode in LU5 from OS Code-Point Open and tested it against the Environment Agency’s Flood Map for Planning, as published in the flood-risk-zone dataset (version of 5 November 2026). A postcode counts once, whether it has one home or forty, and a postcode whose centre is just outside a zone still counts as Zone 1. Updated November 2026.

For one address, the free postcode check looks at the zones around the postcode, and the full report adds surface water, reservoirs, recorded floods and defences.

FAQ

LU5 flood questions

Parts of it are. 0.5% of postcodes in LU5 are in Flood Zone 3 and 0.6% in Flood Zone 2. The rest is in Flood Zone 1. Check your full postcode to see the zone around your street.

Check a LU5 postcode

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